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DISNEY CREDIT CARD

Will you be excited and happy if you have been given an option to earn Disney points every time you make purchases using your credit card? Well, this is possible now. There is a new type of credit card called the “Disney Credit Card” which offers you some Disney rewards every time you use your card to purchase something. Once you have accumulated enough Disney rewards you can take your family for a trip to Disney land, free of cost by using those rewards. This credit card is offered by a company called ‘Bank One’ which has partnered with “Walt Disney” company to come up with such an offer. However, you will be subjected to a regular credit check before you can qualify for this credit card.

How does the card work?

When you use the Disney credit card to pay for any of your purchases such as grocery, utensils, furniture or any other thing, you will automatically get points also called as ‘Disney rewards’. You need to accumulate these reward points over a period of time. When you have sufficient points or Disney rewards you can use it to shop at the Disney store, DisneyStore.com, the Disney Catalogue, Disney Cruise Line, Walt Disney World Resort or the Disneyland Resort for products such as Disney Toys or DVD’s, vacation packages for you and your family to your favourite theme park and many other featured rewards such as special passes and travel.

Pros

  • Good opportunity to save money on travel packages and Disney merchandise

  • No interest for up to 6 months on numerous travel packages

  • Reasonable interest rate on the credit card

  • No yearly fee

  • Benefits of a platinum card

  • There is no deadline before which you have to spend your Disney reward points

  • This card is one of the best ways to make good use of your credit card debt

Cons

  • With the accumulation of Disney reward points, you will also accumulate debt. Unless you posses the right skills to manage your finances, this card with this kind of an incentive program will most probably cause more trouble than its worth.

  • The more purchases you make with the credit card, the more Disney rewards you will get. However, do not forget that these purchases will make you to increase your credit card debt which will attract more interest. Remember that the credit card firm is not providing such a scheme out of charity or love for the consumers. They are offering such an attractive deal to make more money.

Special Features

The card has an attractive and unique design which will enchant many people: “A sparkling red background with a Mickey mouse”. Moreover, the credit card can be utilised by any member of a family. You can give this card to the younger members of your family. The Disney rewards can be redeemed by the card owner or by any other member of the family.

The Disney rewards is a lot more flexible than any other type of rewards. You can redeem the reward points to get in to any of the Disney theme parks or use it to get parking privileges.

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